This Privacy Policy outlines how Jeevan Bima Bazaar collects, uses, and protects your information when you access our website or use our services. It also explains your privacy rights and how the applicable laws safeguard those rights.

By using our website, you consent to the practices described in this Privacy Policy. We are committed to protecting your personal data and using it only in ways that improve and deliver our services.

Interpretation and Definitions

Interpretation

Words with capitalized initials have specific meanings described below. These definitions remain consistent whether used in singular or plural form.

Definitions

For the purposes of this Privacy Policy:

  • Account refers to any user account created to access specific parts of our services, if applicable.
  • Affiliate means any entity that controls, is controlled by, or is under common control with us.
  • Company (referred to as "the Company", "We", "Us", or "Our") refers to Jeevan Bima Bazaar.
  • Cookies are small text files stored on your device that help us remember your preferences and enhance user experience.
  • Country refers to: Uttar Pradesh, India.
  • Device means any digital device used to access the Service, including desktops, mobile phones, or tablets.
  • Personal Data refers to any information that identifies or can be used to identify an individual.
  • Service refers to our website and its related features.
  • Service Provider includes third-party entities that help us operate, analyze, or enhance the Service.
  • Third-party Social Media Service refers to platforms that may allow you to interact with our content or services through social login or sharing.
  • Usage Data is collected automatically and includes details such as pages visited, time spent, and other analytical insights.
  • Website refers to Jeevan Bima Bazaar, accessible at www.en.jeevanbimabazaar.com
  • You means the individual using or accessing the Service, or any entity on whose behalf the Service is being used.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

We do not require users to provide any personal information in order to access or use the content available on our Website. All the information presented on the Website is freely accessible and intended for general informational purposes.

However, in specific circumstances where a user seeks assistance, submits an inquiry, or requests additional support or services, we may collect certain personally identifiable information to effectively respond and provide the requested support. Such information may include, but is not limited to:

  • Email Address
  • Full Name
  • Mobile Number
  • Professional Designation
  • Full Postal Address (including City, State, and ZIP/Postal code)
  • Any additional details necessary to address the user's specific request

Please note that we do not retain this information longer than necessary. In most cases, once the issue has been resolved or the support request is fulfilled, we permanently delete the user’s personal data from our records—unless the user specifically requests that we retain their information for future reference or ongoing assistance.

We are committed to respecting your privacy and maintaining transparency about how and why we may collect your personal data under exceptional circumstances.

Usage Data

We may collect certain non-personal and technical information automatically when You access or interact with the Service. This data is commonly known as Usage Data and is collected to help us understand how visitors use our Website and to improve user experience, performance, and security.

Usage Data may include, but is not limited to, information such as:

  • Your Device’s Internet Protocol (IP) address
  • Browser type and version
  • Operating system and device type
  • The pages of our Website that You visit
  • The date and time of Your visit
  • The time spent on specific pages
  • Referring website or source
  • Unique device identifiers
  • Other technical or diagnostic data

When You access the Website through a mobile device, additional information may be collected automatically, such as:

  • Type of mobile device used
  • Mobile device unique ID
  • Mobile operating system and browser type
  • IP address of the mobile device
  • Device settings and configuration

This information is collected in an anonymized or aggregated form where possible and is used solely for analytical, diagnostic, and administrative purposes. We do not link Usage Data to personally identifiable information unless it is necessary for security investigations or compliance with legal requirements.

Information from Third-Party Social Media Services

Currently, our Website does not require or support user login or registration through any Third-Party Social Media Services such as Google, Facebook, Instagram, Twitter, or LinkedIn.

However, if in the future we integrate such functionality, and You choose to interact with our Service via any of these Third-Party Social Media Services, we may collect certain information that is already associated with Your social media account. This may include, but is not limited to:

  • Your name
  • Your email address
  • Your public profile information
  • Your contact list or social connections
  • Activities and interactions with our Service through that platform

If You voluntarily provide such data, You consent to our access, storage, and use of that information in accordance with this Privacy Policy. Any data received from Third-Party Social Media Services will be handled with strict confidentiality and only used for the specific purpose for which it was provided.

Tracking Technologies and Cookies

We use cookies and similar tracking technologies to monitor activity on our Website and store certain information that helps us enhance user experience and analyze how our services are used.

Types of Tracking Technologies We Use
  • Cookies or Browser Cookies:

    A cookie is a small text file stored on your device by a website. You can configure your browser to refuse all cookies or to notify you when a cookie is being sent. However, if you choose to disable cookies, some parts of the Website may not function properly.

  • Web Beacons:

    Some parts of our Website or our email communications may contain small electronic files such as web beacons (also known as clear GIFs or pixel tags) that help us understand user interactions — for example, tracking whether an email has been opened or a page has been visited.

Types of Cookies We Use
  • Necessary / Essential Cookies
    • Type: Session Cookies
    • Administered by: Us
    • Purpose: These cookies are strictly necessary to provide you with features available on the Website. They help ensure basic functions such as page navigation and access to secure areas. The Website cannot function properly without these cookies.
  • Cookies Policy / Notice Acceptance Cookies
    • Type: Persistent Cookies
    • Administered by: Us
    • Purpose: These cookies record whether you have accepted or declined the use of cookies on the Website.
  • Functionality Cookies
    • Type: Persistent Cookies
    • Administered by: Us
    • Purpose: These cookies remember your preferences, such as language settings or region, to provide a more personalized browsing experience.

Note: We do not use cookies for advertising or behavioral tracking purposes.

For more information about how we use cookies and how you can control them, please refer to our full Cookies Policy or review the relevant section in this Privacy Policy.

Use of Your Personal Data

We collect and use personal data solely for the purpose of providing assistance, responding to inquiries, and improving our informational services. Since users are not required to create an account or register to access our content, we do not collect personal information unless it is voluntarily provided by the user.

We may use the personal data you provide for the following purposes:

  • To Respond to Your Requests:

    To communicate with you when you reach out for support, ask questions, or submit any kind of request through our contact forms or email.

  • To Provide Assistance:

    To offer help and resolve issues you may face regarding life insurance-related services or information, based on the context of your inquiry.

  • To Improve Our Service:

    To analyze trends and user interaction patterns on our website, helping us enhance user experience and the quality of information we provide.

  • To Send Important Updates (If Requested):

    If you voluntarily provide your contact details and explicitly opt to receive updates or notifications, we may use your information to send relevant updates via email or SMS.

  • To Maintain Communication Records:

    For a limited period, we may retain records of communication for reference, unless you request immediate deletion of your data after the interaction.

Important: We do not store any personal data permanently unless a user explicitly requests us to do so for future assistance. In most cases, all provided data is deleted once the concern is resolved.

We do not use your personal data for:

  • Account registration or login purposes
  • Contractual transactions or purchases
  • Behavioral advertising or profiling
  • Sharing with affiliates, partners, or third-party advertisers

We will never sell, rent, or share your personal data with any third party without your clear and informed consent.

Retention of Your Personal Data

We retain personal data only for as long as necessary to fulfill the purposes outlined in this Privacy Policy. As a general practice, we do not store personal data permanently. Once a user's concern is resolved, the data provided is typically deleted from our systems, unless the user explicitly requests us to retain it for future assistance.

However, we may retain your personal information if required to:

  • Comply with applicable legal obligations or regulations,
  • Resolve disputes or enforce our policies and agreements,
  • Enhance the security or improve the performance of our services.

Usage data, which may be collected automatically, is retained for a shorter duration unless it is required for legal reasons or internal analysis to improve the overall functionality and reliability of our services.

Transfer of Your Personal Data

Your information, including any personal data you provide, may be processed at our operational locations or at other locations where involved service providers or technical partners are based. This means that your information may be transferred to — and stored on — systems located outside your city, state, or even country, where data protection laws may differ from those in your jurisdiction.

By submitting your personal data and agreeing to this Privacy Policy, you consent to such transfers.

We take all reasonable steps to ensure that your data is handled securely and in full accordance with this Privacy Policy. No transfer of your personal data will take place to any third party or country unless appropriate safeguards are in place to ensure the security and confidentiality of your information.

Delete Your Personal Data

You have the right to request the deletion of your personal data that we have collected.

If our Service has provided you with an account, you can update, amend, or delete your personal information at any time by signing in and accessing your account settings. If you do not have an account, or if you need help, you may contact us directly to request the deletion of your data.

Please note that in certain cases, we may be required to retain some information due to legal obligations or valid operational reasons. However, once your concern is resolved, we usually delete all data unless you have explicitly requested us to keep it for future assistance.

Disclosure of Your Personal Data

Business Transactions

If the Company is involved in a merger, acquisition, or sale of assets, your personal data may be transferred as part of that transaction. In such cases, we will notify you before your data is transferred and becomes subject to a different Privacy Policy.

Law Enforcement

We may be required to disclose your personal data if mandated by law or in response to valid requests from public authorities, such as courts or government agencies.

Other Legal Requirements

We may also disclose your personal data in good faith when such action is necessary to:

  • Comply with a legal obligation
  • Protect and defend the rights or property of the Company
  • Prevent or investigate possible misconduct related to the Service
  • Protect the personal safety of users of the Service or the public
  • Protect the Company against legal liability

Security of Your Personal Data

The security of your personal data is important to us. However, please note that no method of transmission over the Internet or method of electronic storage is completely secure. While we take commercially reasonable steps to protect your personal information, we cannot guarantee its absolute security.

Analytics

We may use third-party Service providers to monitor and analyze the use of our Service.

Google Analytics

Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Service. This data may be shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network.

You can opt-out of having made your activity on the Service available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js, and dc.js) from sharing information with Google Analytics about visits activity.

For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page.

Advertising

We may use Service Providers to show advertisements to You to help support and maintain Our Service.

Google AdSense & DoubleClick Cookie

Google, as a third-party vendor, uses cookies to serve ads on our website. Google’s use of the DoubleClick cookie enables it and its partners to serve ads to our users based on their visit to our site and/or other sites on the Internet.

You may opt out of the use of the DoubleClick cookie for interest-based advertising by visiting the Google Ads Settings web page: https://adssettings.google.com

Third-Party Ads

Third-party vendors and ad networks may also serve ads on our website. These parties may collect information directly from your browser or device through cookies or other technologies. These technologies help measure the effectiveness of their ads and personalize advertising content.

You can opt out of some third-party vendors’ uses of cookies for personalized advertising by visiting: https://www.aboutads.info/choices

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website, analyze traffic, and serve personalized advertisements.

Cookies are small text files that are placed on your device when you visit a website. These files help recognize your device and store certain information to improve your browsing experience.

We use the following types of cookies:

  • Essential Cookies: These are necessary for the website to function properly and cannot be switched off in our systems.
  • Analytics Cookies: These help us understand how visitors interact with our website by collecting and reporting information anonymously (e.g., Google Analytics).
  • Advertising Cookies: These are used to deliver relevant advertisements to you, both on and off our site. Google AdSense may use such cookies to show interest-based ads based on your previous browsing history.

You have the option to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser settings to decline cookies if you prefer. However, please note that disabling cookies may impact your ability to use certain features of the website.

To learn more about how Google uses cookies in advertising, please visit: https://policies.google.com/technologies/ads

California Privacy Rights (CCPA & CPRA)

If you are a California resident, you are entitled to certain rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA). This section outlines your rights and how to exercise them.

Categories of Personal Information We Collect

We may collect the following categories of personal information:

  • Identifiers (e.g., name, email address)
  • Internet activity (e.g., browsing history, search history, IP address)
  • Geolocation data
  • Inferences drawn from other personal data

We do not sell your personal data in exchange for money. However, we may share data with third-party services (e.g., Google AdSense) for analytics or personalized advertising, which may be considered a "sale" or "sharing" under California law.

Your Rights Under CCPA/CPRA

As a California resident, you have the right to:

  • Know the categories and specific pieces of personal information we collect, use, disclose, and share.
  • Delete your personal information, subject to certain exceptions.
  • Opt-Out of Sale or Sharing of your personal information for advertising purposes.
  • Correct inaccurate personal information about you.
  • Limit Use and Disclosure of sensitive personal information (if applicable).
  • Not Be Discriminated Against for exercising any of your privacy rights.

How to Exercise Your Rights

You can request to access, delete, or opt out of the sale/sharing of your personal data by contacting us via:

Please note, we may need to verify your identity before processing your request.

Do Not Track

Our website currently does not respond to "Do Not Track" signals. However, you can adjust your cookie settings to manage online tracking preferences.

Authorized Agent

You may designate an authorized agent to make a request on your behalf by providing written permission and verifying your identity directly with us.

GDPR Privacy Rights

If you are a resident of the European Economic Area (EEA), you have certain data protection rights under the General Data Protection Regulation (GDPR). We are committed to ensuring that your personal data is handled securely and in compliance with the GDPR.

Your Rights Under GDPR

As a data subject under GDPR, you have the right to:

  • Access: Request a copy of the personal data we hold about you.
  • Rectification: Request correction of any inaccurate or incomplete personal data.
  • Erasure: Request deletion of your personal data ("right to be forgotten").
  • Restriction: Request restriction of the processing of your personal data.
  • Objection: Object to processing based on legitimate interests or direct marketing.
  • Data Portability: Request your data in a structured, machine-readable format.
  • Withdraw Consent: Withdraw previously given consent at any time.

We will respond to your request within a reasonable timeframe, in accordance with GDPR requirements.

Legal Basis for Processing Personal Data

We process your personal data on the following legal bases:

  • Consent: When you have given clear permission for us to process your personal data for a specific purpose.
  • Contract: When processing is necessary for a contract with you.
  • Legal obligation: When processing is necessary to comply with the law.
  • Legitimate interests: When processing is necessary for our legitimate business interests and does not override your rights.

How to Exercise Your GDPR Rights

You may exercise your rights by contacting us through:

We may require verification of your identity before fulfilling your request.

Cookies and GDPR Consent

We use cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and serve personalized advertisements (e.g., via Google AdSense). These technologies may collect data such as your IP address, browser type, pages visited, and interaction with content.

Types of Cookies We Use

  • Essential Cookies: Necessary for basic site functionality.
  • Analytics Cookies: Help us understand how users interact with our website (e.g., via Google Analytics).
  • Advertising Cookies: Used for delivering relevant ads to you.

Your Consent

When you first visit our website, you may see a banner or pop-up requesting your consent to the use of non-essential cookies. You have the right to:

  • Accept or reject the use of non-essential cookies.
  • Withdraw your consent at any time by clearing cookies from your browser or using the cookie settings link (if available).

You can also control and manage cookies directly from your browser settings.

California Online Privacy Protection Act (CalOPPA)

In accordance with the California Online Privacy Protection Act (CalOPPA), we provide the following information regarding how we handle personal data and your privacy rights as a California resident.

What Does CalOPPA Require?

CalOPPA requires commercial websites and online services that collect personal information from California consumers to:

  • Post a clear and conspicuous privacy policy.
  • State the types of personal data collected and with whom it is shared.
  • Describe how users can review and make changes to their personal data.
  • Disclose how the site responds to “Do Not Track” signals.
  • Notify users of any changes to the privacy policy.
  • Allow anonymous users to visit the site.

Categories of Personal Information Collected

We may collect personal information including but not limited to:

  • Name, email address, IP address
  • Browser type and device information
  • Usage data for analytics and personalization

For more detailed information, refer to the "Categories of Personal Information We Collect" section of this Privacy Policy.

Do Not Track (DNT) Signals

We honor “Do Not Track” signals. If your browser has the DNT feature enabled, we will not track, plant cookies, or use advertising when a DNT browser mechanism is in place.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. Users are encouraged to review this page periodically to stay informed of any changes.

Contact Information

If you have any questions about this CalOPPA disclosure or our privacy practices, you may contact us at:

Children’s Privacy

Our Website and the information we provide are not intended for children under the age of 18. We do not knowingly collect personally identifiable information from individuals under the age of 18. If you are under 18, please do not use this Website or provide any personal information through any of its features.

This platform is designed for individuals who are 18 years of age or older and are either seeking employment opportunities as insurance agents or are already working in the insurance sector and looking to enhance their professional knowledge and services.

If we become aware that we have inadvertently collected personal data from a user under the age of 18, we will take reasonable steps to delete such information from our records as soon as possible.

If you believe that a child under the age of 18 has provided us with personal information, please contact us immediately at:

We encourage parents and legal guardians to monitor their children's internet usage and help enforce this Privacy Policy by instructing their children never to provide personal information on this Website without their permission.

Links to Other Websites

Our website, Jeevan Bima Bazaar, may contain links to third-party websites or services that are not operated or controlled by us. These links are provided for your convenience and to offer additional information relevant to insurance, savings plans, and related professional services.

Please note that once you leave our website and access a third-party link, you will be subject to the terms and policies of that external site. We strongly recommend that you review the Privacy Policy and Terms of Use of any third-party website you visit.

We do not have control over, and are not responsible for, the content, privacy practices, or policies of any third-party websites or services. Your interactions with such websites are solely at your own discretion and risk.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, services, or applicable laws. Any such changes will be posted on this page.

We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information. Any modifications to this policy will become effective once published on this page.

Last Updated: April 8, 2025

Contact Us

If you have any questions, concerns, or requests related to this Privacy Policy or the handling of your personal data, you may contact us using the details below:

We will do our best to respond to your inquiries in a timely and respectful manner.